Group benefits for your Yukon employees
Most of Yukon’s workforce is in Whitehorse, and most specialist care is in Vancouver. That single fact should shape a Yukon benefits plan more than any dental maximum.
We are not licensed in Yukon. Placing business for a Yukon-headquartered employer requires licensing recognised by the Yukon Superintendent of Insurance. This page is written for employers headquartered elsewhere who have staff living in Yukon — a situation we handle constantly. If you need a locally licensed broker, tell us and we will say so rather than stretch.
What is different about a benefits plan in Yukon
Four things vary by province, and all four change what your plan should look like.
Public plan — Yukon Health Care Insurance Plan
Drug program — Yukon Pharmacare and Chronic Disease programs
Employer payroll tax — None
Taxable benefit treatment
Payroll tax thresholds, rates and drug program details are set in provincial budgets and change. The summary above reflects our 2026 review and is general information, not tax advice — confirm current-year figures with the Yukon finance ministry or your accountant before you budget from them.
Designing for Yukon, not for a template
Medical travel is the benefit that matters. Territorial programs subsidise some travel for insured services, but the gaps — companion travel, accommodation, meals, and anything not on the approved list — land on the employee. A plan that funds those gaps is worth more to a Whitehorse employee than a richer paramedical limit they cannot use locally.
Talk it throughWhere Yukon employees are
- Whitehorse
- Dawson City
- Watson Lake
- Haines Junction
- Carmacks
- Faro
- Regulator
- Yukon Superintendent of Insurance
- Public health plan
- Yukon Health Care Insurance Plan
- Employer payroll tax
- None
Coverage for Yukon employees
The same eight practice areas, tuned to what the public plan here does and does not do.
Extended Health & Dental
The core of every plan — and where most of the money goes.
Learn moreDisability, Life & Critical Illness
The coverage nobody thinks about until the worst week of their life.
Learn moreHealth & Wellness Spending Accounts
Flexible dollars for a workforce that wants different things.
Learn moreMental Health & EAP
The fastest-growing line of claims in the country.
Learn moreGroup Retirement & Savings
Group RRSP, DPSP, TFSA and pension — coordinated with the benefits plan.
Learn moreRenewal Strategy & Marketing
The part most brokers do once a year in an email. We do it all year.
Learn moreAdministration & Compliance Support
We take the plan admin off your HR team’s desk.
Learn moreExecutive & Owner Benefits
For the people whose departure would change the business.
Learn moreQuestions employers actually ask us
No hedging. If the honest answer is “you do not need us for that,” that is the answer you will get.
Medical travel gap coverage, out-of-territory emergency and referral coverage, and virtual access to mental health and paramedical practitioners. In that order. Generous local paramedical limits are of limited use where practitioner availability, not budget, is the constraint.
No. Territorial programs subsidise travel for insured medical services, but employees routinely absorb accommodation, meals, companion travel and incidental costs. Those gaps are exactly what a well-designed group plan or Health Spending Account should be funding.
Not in Yukon. The Northwest Territories and Nunavut both levy a payroll tax on employees that employers must withhold and remit; Yukon does not.
Employees in more than one province?
Multi-provincial groups are routine for us. Here is what changes everywhere else:
Send us your renewal. We will tell you the truth about it.
A 30-minute call and a look at your last statement is usually enough for us to say whether you are being well served in Yukon. If you are, we will say so.
An advisor reads it and replies personally — it does not go to a call centre.